Buying with Affirm is simple
-
![]()
Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
-
![]()
Choose how you pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
-
![]()
Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Frequently Asked Questions
FAQs
Can I pay off my purchase early?
Can I pay off my purchase early?
Yes! There’s no penalty for paying early
How do I make my payments?
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for
iOS or Android. Affirm will send you email and text reminders before
payments are due.
Can I return an item I bought with Affirm?
Can I return an item I bought with Affirm?
\Yes—you can return an item you bought with Affirm by initiating the return
process with the store.
Does checking my eligibility affect my credit score?
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or
check your eligibility. If you decide to buy with Affirm, this may impact your
credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
Where can I learn more about Affirm?
You can visit their website at affirm.com.
Buy now, pay later without the fees
Affirm is a smarter way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.